DigiConsumers - Improving young people's financial skills in a digitalised consumer society

DigiConsumers brings together different disciplines and stakeholders

Read more about DigiConsumers

New research

Mädamürk, K., Upadyaya, K., Hietajärvi, L., Lonka, K., & Salmela-Aro, K.
19.11.2024

The importance of socio-emotional skills obtained before the COVID-19 pandemic in supporting study engagement during the pandemic and transition to higher education

European Journal of Psychology of Education, Volum 40, article number 8, (2025)

This study investigated the development of study engagement from the end of upper secondary school through the first and second years of higher education. The participants experienced the challenges related to the first wave of the COVID-19 pandemic while they were either university students or preparing for university entrance exams. The results indicated that most students tended to experience a drop in study engagement during the first wave of COVID-19 compared to the pre-pandemic level; however, they managed to boost their engagement back to previous levels approximately 6 months later. Students who managed to recover their engagement also tended to have higher socio-emotional skills than students who were struggling with study engagement before the pandemic or who started to struggle during the pandemic.

DigiConsumers in a nutshell

DigiConsumers is a multidisciplinary research project for identifying solutions to improve the economic and consumer skills of young people between the ages of 13 and 25 especially in digital environments.

Digitalisation has changed a number of everyday habits, such as consumption, savings and other money-related activities.

The goal of the research

Actions to promote digital and economic skills require a comprehensive understanding of young people’s consumption habits and economic behaviours, as well as the factors that influence them in digital environments.

The aim of the study is to find practical solutions to improve young people’s economic and digital skills and to promote sustainable consumption.

A multidisciplinary consortium

DigiConsumers is a multidisciplinary consortium focusing on changes in the consumption cultures, consumption and economic behaviours and economic and digital skills of young people. The project will be carried out between 2019 and 2025 and it is funded by the Strategic Research Council (SRC) at the Academy of Finland.

Led by the University of Jyväskylä, the consortium also consists of University of Helsinki, University of Vaasa, Pellervo Economic Research PTT and Nuorten yrittäjyys ja talous NYT.

Work packages

Young people as consumers in digital environments

The factors affecting young people´s digital and financial skills inside and outside school
Assessing Financial Literacy – PISA and background
Game-based approaches and digital tools in financial education

Communications and interaction

Publications

Find more

Mädamürk, K., Upadyaya, K., Hietajärvi, L., Lonka, K., & Salmela-Aro, K.
19.11.2024

The importance of socio-emotional skills obtained before the COVID-19 pandemic in supporting study engagement during the pandemic and transition to higher education

European Journal of Psychology of Education, Volum 40, article number 8, (2025)

This study investigated the development of study engagement from the end of upper secondary school through the first and second years of higher education. The participants experienced the challenges related to the first wave of the COVID-19 pandemic while they were either university students or preparing for university entrance exams. The results indicated that most students tended to experience a drop in study engagement during the first wave of COVID-19 compared to the pre-pandemic level; however, they managed to boost their engagement back to previous levels approximately 6 months later. Students who managed to recover their engagement also tended to have higher socio-emotional skills than students who were struggling with study engagement before the pandemic or who started to struggle during the pandemic.

Rekar Abdulhamed, Lauri Hietajärvi, Natalia Skogberg, Reija Klemetti, Kirsti Lonka
18.10.2024

Sense of belongingness, discrimination, and mental health: Associations and buffering effects of sense of belonging on mental health among Finnish native and immigrant-origin youth

A sense of belonging is crucial for mental health and well-being, but immigrants may find achieving a sense of belonging elusive. This study examined the relationship between sense of belonging and mental health among Finnish native, and first- and second-generation immigrant adolescents (N = 61 540) in Finland. Moreover, we estimated whether sense of belonging buffered the negative effect of experienced discrimination on mental health.

Rekar Abdulhamed & Kirsti Lonka
05.10.2024

Acculturation Orientations Among Immigrant-Origin Youth: How is Acculturation Associated with Self-Esteem, Sense of Belonging, and Discrimination?

Springer Link

We developed a six-item Compact Acculturation Scale (CAS) based on common items on comprehensive acculturation scales and examined it with two designs using data from the Finnish Annual Youth Future Report Survey of 2023 (N = 744 immigrant-origin youth, IOY). This study shows that CAS is a reliable and robust instrument that can serve us in investigating acculturation both by variable- and person-oriented approaches.