Articles, blogs, policy papers and books

Research Article • Cornée, Simon; Kalmi, Panu; Szafarz, Ariane
20.12.2019

The business model of social banks

The main reason for the existence of social banks is to fund other social enterprises. On that basis, Simon Cornée from the University of Rennes 1, Panu Kalmi from the University of Vaasa and Ariane Szafarz from the Université Libre de Bruxelles propose that social banks can operate profitably and still lend to their borrowers at attractive interest rates when their owners and depositors accept lower returns on their investments.

Research Article • Mette Ranta, Raija-Leena Punamäki, Angela Chow, Katariina Salmela-Aro
12.12.2019

The Economic Stress Model in Emerging Adulthood: The Role of Social Relationships and Financial Capability

Families mobilize psychosocial resources to attune negative consequences of economic hardship, but research is lacking among youth. We propose an Economic Stress Model in Emerging Adulthood (ESM-EA) conceptualizing age-salient social relationships and financial capability as mediators between economic hardship and well-being. Sage Journals.