Articles, blogs, policy papers and books

Research Article • G. Silinskas & M. Ranta3 & T.-A. Wilska
11.03.2021

Financial Behaviour Under Economic Strain in Different Age Groups: Predictors and Change Across 20 Years

The present study examined the multiple micro- and macro-level factors that affect individuals’ financial behaviour under economic strain. The following sociodemographic and economic factors that predict financial behaviour were analysed: age group, year of data gathering, and attitudes towards consumption (economical, deprived, and hedonistic). Journal of Consumer Policy.

Research Article • Kruskopf, M., Hakkarainen, K., Li, S., & Lonka, K.
12.11.2020

Lessons learned on student engagement from the nature of pervasive socio-digital interests and related network participation of adolescents

The rise of modern socio‐digital technologies has fundamentally changed the everyday environments in which young people communicate with each other and cultivate interests. To gain a more sophisticated understanding of this phenomenon, this study provides in‐depth, qualitative insights into adolescents’ experiences of their socio‐digital developmental ecologies.  Journal of Computer Assisted Learning.

 

Research Article • Mette Ranta, Gintautas Silinskas and Terhi-Anna Wilska
05.11.2020

Young adults’ personal concerns during the COVID-19 pandemic in Finland: an issue for social concern

COVID-19 pandemic by investigating their personal concerns about mental well-being, career/studies and economic situation. The authors investigated how young adults’ (aged 18–29) personal concerns differ from older people’s concerns (aged 30–65) and which person- and context-related antecedents relate to personal concerns.

Research Article • Lonka, K., Ketonen, E., & Vermunt, J. D.
04.07.2020

University students’ epistemic profiles, conceptions of learning, and academic performance. Higher Education.

University students’ epistemic beliefs may have practical consequences for studying and success in higher education. Such beliefs constitute epistemic theories that may empirically manifest themselves as epistemic profiles. This study examined university students’ epistemic profiles and their relations to conceptions of learning, age, gender, discipline, and academic achievement.

Dissertation • Jussi Nyrhinen
03.06.2020

Social Capital in the Digitised Servicescape

Digitalisation has placed retail stores under re-examination due to the changing servicescape (i.e. the shopping environment) and social interactions with store personnel and other customers that are experienced across both online and offline stores. This interdisciplinary dissertation seeks to fill a research gap in the marketing literature concerning the servicescape and the sociological theory of social capital, including how interpersonal relationships and social networks constitute the service experience and how the digital–physical servicescape facilitates trust, human contact and communities.

Research Article • Tuominen, H., Niemivirta, M., Lonka, K., & Salmela-Aro, K.
01.04.2020

Motivation across a transition: Changes in achievement goal orientations and academic well-being from elementary to secondary school

The aim of this study was to examine the prevalence of achievement goal orientation profiles among Finnish sixth- and seventh-graders, the stability and change in these profiles across the transition from elementary to lower secondary school, and the profile differences in academic achievement (grades) and academic well-being (school engagement and school burnout).

Research Article • Talonen A, Pasanen J, Ruuskanen O-P
03.03.2020

Exploring the Co-operative Form’s Potential in Crowdfunding: A Non-monetary Perspective

Technology-driven change has generated new, even revolutionary business models, characterized by high levels of user participation. In the finance field, business models based on crowdfunding have seen significant growth and entered use as an alternative means of extending access and gaining financing for various types of projects.

Research Article • Hietajärvi, L., Lonka, K., Hakkarainen, K., Alho, K., & Salmela-Aro, K.
20.02.2020

Are Schools Alienating Digitally Engaged Students? Longitudinal Relations between Digital Engagement and School Engagement

This article examined digital learning engagement as the out-of-school learning component that reflects informally emerging socio-digital participation. The gap hypothesis proposes that students who prefer learning with digital technologies outside of school are less engaged in traditional school. Frontline Learning Research, 8(1), 33 – 55.

Research Article • Cornée, Simon; Kalmi, Panu; Szafarz, Ariane
20.12.2019

The business model of social banks

The main reason for the existence of social banks is to fund other social enterprises. On that basis, Simon Cornée from the University of Rennes 1, Panu Kalmi from the University of Vaasa and Ariane Szafarz from the Université Libre de Bruxelles propose that social banks can operate profitably and still lend to their borrowers at attractive interest rates when their owners and depositors accept lower returns on their investments.

Research Article • Ranta, Mette, Punamäki Raija-Leena, Chow Angela & Salmela-Aro, Katariina
12.12.2019

The Economic Stress Model in Emerging Adulthood: The role of social relationships and financial capability. Emerging Adulthood

Families mobilize psychosocial resources to attune negative consequences of economic hardship, but research is lacking among youth. We propose an Economic Stress Model in Emerging Adulthood (ESM-EA) conceptualizing age-salient social relationships and financial capability as mediators between economic hardship and well-being.

The ESM-EA was tested in a three-wave prospective study following the 2008 economic recession, as part of the Finnish Educational Transitions studies. The sample consisted of 551 emerging adults (55.5% female) who participated at ages 23, 25, and 28. Economic pressures and financial capability mediated the effect of economic hardship on well-being, whereas social relationships did not. Individuals with an unfavorable financial situation at age 25 were more likely to show lower life satisfaction and higher depressive symptoms at 28 when they reported a higher level of economic pressures and a lower level of financial capability.