DigiConsumers - Improving young people's financial skills in a digitalised consumer society

DigiConsumers in a nutshell

DigiConsumers is a multidisciplinary research project for identifying solutions to improve the economic and consumer skills of young people between the ages of 13 and 25 especially in digital environments.

Digitalisation has changed a number of everyday habits, such as consumption, savings and other money-related activities.

Foto: Iiro Rautiainen

The goal of the research

Actions to promote digital and economic skills require a comprehensive understanding of young people’s consumption habits and economic behaviours, as well as the factors that influence them in digital environments.

The aim of the study is to find practical solutions to improve young people’s economic and digital skills and to promote sustainable consumption.

A multidisciplinary consortium

DigiConsumers is a multidisciplinary consortium focusing on changes in the consumption cultures, consumption and economic behaviours and economic and digital skills of young people. The project will be carried out between 2019 and 2025 and it is funded by the Strategic Research Council (SRC) at the Academy of Finland.

Led by the University of Jyväskylä, the consortium also consists of University of Helsinki, University of Vaasa, Pellervo Economic Research PTT and Economy and youth TAT.

Work packages

Young people as consumers in digital environments

The factors affecting young people´s digital and financial skills inside and outside school
Assessing Financial Literacy – PISA and background
Game-based approaches and digital tools in financial education

Communications and interaction

Publications

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Research Article • Silinskas, G., Ahonen, A. & Wilska, T-A
18.11.2021

Financial literacy among Finnish adolescents in PISA 2018: the role of financial learning and dispositional factors

The aim or the present study was to examine the relative importance of financial education in school and families and dispositional factors (competitiveness, work mastery, meta-cognition) in predicting financial literacy among Finnish adolescents. The data on the 4328 Finnish 15-year-olds was drawn from the PISA 2018 assessment.

Large-scale Assessments in Education  9, Article 24  (open access)

Research Article • Heidi Lammassaari, Lauri Hietajärvi, Kirsti Lonka, Sufen Chen & Chin-Chung Tsai
11.11.2021

Teachers’ epistemic beliefs and reported practices in two cultural contexts

Teachers’ epistemic beliefs may have consequences for their pedagogical work. We used previously developed scales to assess epistemic beliefs that teachers hold about learning, knowledge and knowing, and how they report putting such ideas into practice. The scales consisted of self-reported Likert-type statements considering collaborative knowledge building, valuing metacognition, certainty of knowledge, and a surface approach to learning.

Report • Wilska, T., Sirola, A., Nuckols, J., Nyrhinen, J.
17.09.2021

A year of COVID-19 in three countries – A study on the effects of the COVID-19 pandemic on everyday life, consumption and digital behaviour in Finland, Sweden, and Great Britain

A year of COVID-19 in three countries – A study on the effects of the COVID-19 pandemic on everyday life, consumption and digital behaviour in Finland, Sweden, and Great Britain
(2021). A year of COVID-19 in three countries – A study on the effects of the COVID-19 pandemic on everyday life, consumption and digital behaviour in Finland, Sweden, and Great Britain. YFI julkaisuja.9. Jyväskylän yliopisto.