DigiConsumers - Improving young people's financial skills in a digitalised consumer society

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Researchers' articles, books and reports

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New research

Research Article • Julia A. Nuckols, Gintautas Silinskas, Mette Ranta & Terhi-Anna Wilska
20.01.2023

Income and Career Concerns Among Emerging Adults From Finland, Sweden, and the United Kingdom During COVID-19

In this study, we examine the prevalence of income and career concerns among emerging adults in three different welfare states during COVID-19: Finland, Sweden, and the United Kingdom. This study also delves into how factors such as one’s self-perceived financial situation, generalized mistrust, loneliness and socio-demographics are related to emerging adults’ income and career concerns. Results showed that individuals from the United Kingdom were more likely to experience increased income and career concerns than those in Finland and Sweden.

DigiConsumers in a nutshell

DigiConsumers is a multidisciplinary research project for identifying solutions to improve the economic and consumer skills of young people between the ages of 13 and 25 especially in digital environments.

Digitalisation has changed a number of everyday habits, such as consumption, savings and other money-related activities.

The goal of the research

Actions to promote digital and economic skills require a comprehensive understanding of young people’s consumption habits and economic behaviours, as well as the factors that influence them in digital environments.

The aim of the study is to find practical solutions to improve young people’s economic and digital skills and to promote sustainable consumption.

A multidisciplinary consortium

DigiConsumers is a multidisciplinary consortium focusing on changes in the consumption cultures, consumption and economic behaviours and economic and digital skills of young people. The project will be carried out between 2019 and 2025 and it is funded by the Strategic Research Council (SRC) at the Academy of Finland.

Led by the University of Jyväskylä, the consortium also consists of University of Helsinki, University of Vaasa, Pellervo Economic Research PTT and Economy and youth TAT.

Work packages

Young people as consumers in digital environments

The factors affecting young people´s digital and financial skills inside and outside school
Assessing Financial Literacy – PISA and background
Game-based approaches and digital tools in financial education

Communications and interaction

Publications

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Research Article • Julia A. Nuckols, Gintautas Silinskas, Mette Ranta & Terhi-Anna Wilska
20.01.2023

Income and Career Concerns Among Emerging Adults From Finland, Sweden, and the United Kingdom During COVID-19

In this study, we examine the prevalence of income and career concerns among emerging adults in three different welfare states during COVID-19: Finland, Sweden, and the United Kingdom. This study also delves into how factors such as one’s self-perceived financial situation, generalized mistrust, loneliness and socio-demographics are related to emerging adults’ income and career concerns. Results showed that individuals from the United Kingdom were more likely to experience increased income and career concerns than those in Finland and Sweden.

Research Article • Anu Sirola, Jussi Nyrhinen & Terhi-Anna Wilska
09.01.2023

Psychosocial Perspective on Problem Gambling: The role of Social Relationships, Resilience, and COVID-19 Worry

Journal of Gambling Studies.

The COVID-19 pandemic has amplified several psychosocial risks and problem behaviors among vulnerable individuals. Given that gambling has high addictive potential, it is important to consider the underlying mechanisms of problem gambling. This study examined psychosocial factors associated with pandemic-time problem gambling.

Research Article • Niina Sormanen, Eero Rantala, Markku Lonkila & Terhi-Anna Wilska
10.12.2022

News consumption repertoires among Finnish adolescents: Moderate digital traditionalists, minimalist social media stumblers, and frequent omnivores

Nordicom Review

Young people are perceived as heavy consumers of social media and less avid consumers of news. This study explores news consumption among Finnish adolescents through a representative survey of 15–19-year-olds. We seek to answer two research questions: What are the news repertoires of Finnish adolescents? And what factors predict different news repertoires?